Free Credit Repair Seminar

United Way of Greater Mercer County (UWGMC) in partnership with Family Guidance Center’s Consumer Credit Counseling Service is offering a FREE Credit Repair Seminar on Monday, March 31, 2014 from 7:00-8:00p.m. at the UWGMC Office at 3150 Brunswick Pike, STE 230 - Lawernceville, NJ 08648. Reserve your spot today! Call 609.896.1912 or visit www.uwgmc.org /creditrepair - light refreshments will be served.

Is this seminar for me? See how you answer with a “YES”

1. Do you pay bills late each month? Y/N

2. Are you receiving collection letters? Y/N

3. Are you paying for groceries or other necessities with credit cards because yo udont have enough funds to pay for them? Y/N

4. Are you using savings to pay monthly bills? Y/N

5. Are you spending more than 20% of your take-home pay each month on credit card payments? Y/N

6. Have you depleted all your savings? Y/N

7. Have you been denied credit? Y/N

8. Is your Credit Score below 620? Y/N

9. Are you applying for new credit cards because most of your current cards are at their limit? Y/N

10. Do you have arguments about money? Y/N

11. If you lost your job, would it mean an immediate financial crisis? Y/N

12. Do you transfer balances to avoid credit card payments? Y/N

If you answered YES to three or more questions you could be in financial trouble. We can help!

You will also be able to sign up for the following FREE services: credit counseling, debt management and foreclosure prevention services.